If you learn mistakes in your credit history, compose a letter disputing the mistake you need to include any supporting paperwork.

If you learn mistakes in your credit history, compose a letter disputing the mistake you need to include any supporting paperwork. Then, deliver it to: The credit rating agency (Equifax, Experian, or TransUnion) The knowledge provider that offered the inaccurate information to your credit reporting agency. These providers include banking institutions and credit card issuers. …